Organizers:

Robert M. Feinberg, American University

Session Chairs:

Robert M. Feinberg, American University

Papers:

"The Role of POS Debit in Consumer Payment Choice: Evidence From a New Survey"
Elizabeth Kiser, Federal Reserve Board (Contact Author)
Ron Borzekowski, Federal Reserve Board
Shaista Ahmed, Princeton University

"The Effects of Competition From Large, Multimarket Firms on the Performance of Small, Single Market Firms: Evidence From the Banking Industry"
Lawrence J. White, New York University (Contact Author)
Allen N. Berger, Federal Reserve Board
Astrid A. Dick, Federal Reserve Bank of New York
Lawrence Goldberg, University of Miami

"Exploring the Patterns of Bank Holding Company Entry in Rural Markets"
Robert M. Feinberg, American University (Contact Author)

"ATM Surcharge Bans and Bank Market Structure: The Case of Iowa and Its Neighbors"
Timothy H. Hannan, Federal Reserve Board (Contact Author)

Discussants:

Robert M. Hunt, Federal Reserve Bank of Philadelphia
Gabriel Asaftei, University of Richmond
Andrew M. Cohen, Federal Reserve Board
Ron Borzekowski, Federal Reserve Board