Session Chairs:

Giorgo Sertsios, University of Maryland

Papers:

"Mechanism of Market Discipline: The Banking Case of Latin Europe"
Indrit Hoxha, Penn State Harrisburg (Contact Author)
Osman Nal, Texas Southern University

"Reverse Lemons Problem in Mortgage Lending"
Abdullah Al-bahrani, Bloomsburg University (Contact Author)

"Perceived Maturities of Bank Assets: Evidence from Equity Prices of Bank Holding Companies"
Andrew T. Young, West Virginia University (Contact Author)
Thomas Hogan, George Mason University
Travis Wiseman, West Virginia University

"How Do Firm Financial Conditions Affect Product Quality and Pricing?"
Giorgo Sertsios, University of Maryland (Contact Author)
Gordon Phillips, University of Maryland

Discussants:

Thomas Hogan, George Mason University
Indrit Hoxha, Penn State Harrisburg
Abdullah Al-bahrani, Bloomsburg University
Eyal Dvir, Boston College

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