| Sunday 8:00 - 9:45 a.m. SEA  | 
						Session 17F Housing Economics  | 
            
Session Chairs:  | 
          Jared Janowiak, Freddie Mac  | 
Papers:  | 
					
           "The User Cost of Low-Income Homeownership: 2003-2010" "Bias and the Repeat Sales Model" "How Does Bankruptcy Law Impact the Elderly and Their Housing Decisions" "Lien Structure and Residential Mortgage Default" "Urban Renewal Program and Housing Affordability"  | 
            
Discussants:  | 		
          Judy Mulusa, Howard University  |