| Monday 8:00 - 9:45 a.m. SEA  | 
						Session 19J The Impact of Foreclosure and Housing Policy  | 
            
Session Chairs:  | 
          Kristen Broady, Fort Valley State University  | 
Papers:  | 
					
           "African Americans, Payday Lenders, and the Foreclosure Crisis in Mississippi" "Substituting the Mortgage Interest Deduction for a Down-Payment Subsidy: A Policy Simulation" "The Effects of the Two-Rate Property Tax: What Can We Learn from the Pennsylvania Experience?" "Uncovering Systemic Risk: Can Bank Stress Testing Be Informative?"  | 
            
Discussants:  | 		
          Pavel Kapinos, Federal Deposit Insurance Corporation  | 
| Monday 3:00 - 4:45 p.m. SEA  | 
						Session 16M Immigrant Outcomes  | 
            
Session Chairs:  | 
          Marigee Bacolod, Naval Postgraduate School  | 
Papers:  | 
					
           "Immigrant Assimilation, Wages, and Skills" "Immigrant Assets in the United States" "Private-Sector Work Training and the Earnings of High- and Low-Skill Immigrant Workers in the U.S." "Self-Identification and Adult Wellbeing Outcomes of American Immigrant Children" "Pecuniary and Nonpecuniary Benefits of Education at the Intensive Margin: Academic Performance in Middle and High School and Adult Outcomes among American Immigrants"  | 
            
Discussants:  | 		
          Youngok Lim, University of California Merced  |